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  • Floating and fixed mortgage interest rates increasingly similar

    The floating mortgage interest rate continues to decrease, albeit marginally, and was 3.09 percent in March 2025. At the same time, the interest rate for fixed terms between 1 and 5 years increased to 3.10 percent. The growth rate for housing loans increased in March to a level of 1.8 percent, while the growth rate for consumer loans decreased to 5.2 percent.

  • The deposit interest rate drops below 1 percent

    Households’ average interest rate on new bank deposits was 0.83 percent in February 2025, to be compared with 1.03 percent in January 2025 and 2.16 percent in February 2024. The deposit interest rate on accounts with fixed periods or a limited number of free withdrawals was 1.62 percent in February 2025, compared to 3.34 percent in February 2024.

  • Fixed housing loans interest rates increases

    The floating interest rate for housing loans continues to decrease in January, at the same time the fixed interest rate for housing loans over 3 months increases. The average floating interest rate for housing loans, household new agreements fell to 3.30 percent in January. MFI's lending to households exceeded for the first time ever SEK 5 000 billions in January.

  • The mortgage interest rate continues to decline

    The growth rate for housing loans increased by 0.1 percentage points in December 2024, reaching a level of 1.4 percent. The growth rate for household consumer loans decreased from 6.7 percent in November to 5.0 percent in December. The average variable mortgage rate for new household agreements fell to 3.45 percent in December.

  • The growth rate for consumer loans to households is increasing

    The growth rate for housing loans increased slightly in November 2024 to 1.3 percent. The growth rate for consumer loans to households increased from 4.9 percent in October to 6.7 percent in November of this year. The average floating mortgage rate for households’ new agreements continues to decrease and amounted to 3.62 percent in November.